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For professional advisers

A private-liquidity resource for clients with significant jewelry, diamonds, or watches.

For qualifying clients and transactions involving appropriate significant assets, FlexFIN gives trusted advisers another option when a client wants meaningful liquidity without being forced into an immediate sale or a conventional high-cost specialty solution.

Discuss a Client Situation

Begin with the general situation. No client names, documents, or sensitive details are needed.

A substantial double-strand diamond necklace beside a large pear-shaped diamond pendant
$250K–$20M
Transaction range
Often 24–48 hours
For qualifying transactions when requirements align
$150M+ funded
Cumulative funding volume

When FlexFIN may be relevant

Another resource when a client needs meaningful flexibility.

01

Estate Administration

When an estate needs meaningful flexibility or liquidity while significant jewelry, diamonds, or watches are being considered.

02

Divorce or Asset Division

When liquidity may help address timing or flexibility during divorce or the division of assets.

03

Tax or Bridge Needs

When a client has a meaningful near-term capital need involving an appropriate significant asset.

04

Business or Investment Timing

When access to capital may give a client flexibility around a business or investment decision.

05

Retaining an Important Asset

When the client wants to address a capital need while preserving the possibility of retaining an important asset.

06

Avoiding an Immediate Sale

When a client needs liquidity but may not want to be forced into an immediate sale.

A credible resource

Significant-asset experience with discretion and senior involvement.

FlexFIN brings experience with significant jewelry, diamonds, and watches to transactions from $250K–$20M, with $150M+ in cumulative funding volume. For qualifying transactions when requirements align, funding often can occur in 24–48 hours.

Advisers and clients receive discreet handling, senior personal attention, and clearly explained terms, grounded in the Kwiat and Fred Leighton foundation.

Why FlexFIN

A contained first conversation

Begin with context, not identity.

What to share

  • The general client situation
  • Broad asset category, if known
  • Approximate capital need
  • Relevant timing
  • What the client needs to accomplish

What not to share yet

  • Client name or contact information
  • Asset images or documents
  • Ownership records
  • Identity or financial documents
  • Other sensitive details

If a further conversation makes sense, FlexFIN will explain the approved process for an introduction and any additional information.

Two sculptural rings set with yellow, white, and pink pear-shaped diamonds

A clear handoff

Explain the next step before sharing more information.

If an introduction appears appropriate, FlexFIN explains who will contact the client, what information may be requested, how that information should be provided, and what the client can expect before deciding whether to proceed.

The adviser and client can then determine the appropriate level of adviser involvement as the conversation continues.

The FlexFIN foundation

FlexFIN is a Kwiat and Fred Leighton Company. Founded in 1907, Kwiat is a fourth-generation family-owned jewelry business. As owner of Fred Leighton, Kwiat brings meaningful perspective in antique and important jewelry.

FlexFIN is informed by Kwiat’s jewelry expertise and Fred Leighton’s perspective in antique and important jewelry.

Start with a general client situation.

Share the broad context, asset category if known, capital need, and timing. Do not include client identity, documents, or sensitive details in the initial enquiry.

Discuss a Client Situation
Continue exploring Why FlexFIN